Business Investment Account
(and Cash Management Account - Business)
Our Business Investment Account delivers to your business healthy returns on balances over $5,000, but doesn’t tie up your working capital.
Features and benefits
- standard monthly account maintenance fee of $5.00 is waived whenever you hold a minimum monthly balance of $5,000 in your Business Investment Account.
- find out which of our online banking services suits your business needs.
Accessing your account
Interest rates
- Account balances over $5,000 will earn you interest, with even higher interest rates on account balances over $20,000.
- Interest is calculated on daily balances and credited to your account on the last day of each month.
Balance | Interest rate (% p.a.) |
|---|
$0 to less than $5,000 | Nil |
$5,000 to less than $20,000 | 0.10 |
$20,000 to less than $50,000 | 2.55 |
$50,000 to less than $100,000 | 3.90 |
$100,000 to less than 250,000 | 4.65 |
$250,000 and over | 5.00 |
Fees and charges
Item | Fee/charge |
|---|
Account maintenance fee | $5.00 |
Minimum monthly balance to waive account maintenance fee | $5,000 |
TRANSACTION FEES |
Over the counter | $2.00 each |
Cheques written | $1.00 each |
Cheques deposited | $0.65 each |
Direct entry | $0.35 each |
ATM/EFTPOS |
Bank of Queensland ATM/EFTPOS withdrawals/transfers | $0.65 each |
Bank of Queensland ATM balance enquiry | All Free |
Other bank ATM withdrawals/balance enquiry | $2.00 each |
INTERNET BANKING |
Funds transfer and BPAY® | 10 free per month then $0.35 each |
Single Pay Anyone or Funds transfer to third party Bank of Queensland accounts | $0.65 each |
Multi Payment | $1.30 for up to 10 payments (then $0.15 for each additional transaction) |
Balance enquiry/transaction history enquiry | All free |
To apply for a Business Investment Account, drop into one of our convenient locations or call one of our friendly customer care consultants on 1300 55 72 72.
Important information
Please view the terms and conditions listed below on the Terms and Conditions page:
Applicable terms and conditions:
- Business Transaction and Investment Accounts Terms and Conditions
- Business Banking Guide to Fees and Charges
Information current as at November 17, 2008.
Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. Other fees and charges apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch or from this website.