Fees and charges for Internet Banking
You can find comprehensive information about our fees and charges for personal or business banking services by viewing the main Terms and Conditions page.
Account operating fees and charges at a glance
For a snapshot of these fees and charges, take a look at the table below:
Transaction Accounts
|
Account
|
Reverse Charges Account™
|
Ultimate Account |
Pension Plus Account |
Mortgage Offset Account |
Choice Account (no longer for sale)
|
Funds transfer and BPAY
|
Free transaction allowance
|
Unlimited
|
10
|
Unlimited
|
2
|
10
|
Additional transaction fee
|
N/A |
$0.30 each
|
Single Pay Anyone
|
Transaction Fees
|
Free
|
$0.65 each
|
Multi Payment
|
Transaction Fees
|
$1.30 for up to 10 payments (then $0.15 for each additional transaction)
|
Balance Enquiry – Transaction History Enquiry
|
Transaction Fees
|
Free
|
Savings Accounts
|
Account
|
Bonus Interest Savings Account
|
Cash Management Account
|
WebSavings AccountTM
|
Balance under $5,000
|
Balance over $5,000
|
Funds transfer and BPAY
|
Free transaction allowance
|
1
|
10
|
Unlimited
|
Unlimited
|
Additional transaction fee
|
$0.30 each
|
N/A
|
N/A
|
Single Pay Anyone
|
Transaction fees
|
$0.65 each
|
Free
|
$0.65 each
|
Multi Payment
|
Transaction fees
|
$1.30 for up to 10 payments (then $0.15 for each additional transaction)
|
Balance Enquiry – Transaction History Enquiry
|
Transaction fees
|
Free
|
Investment Accounts
|
Account
|
Premier Investment |
Easy Investment (no longer for sale)
|
Funds transfer and BPAY
|
Free transaction allowance
|
N/A
|
Unlimited*
|
Additional transaction fee
|
N/A
|
Free*
|
Single Pay Anyone
|
Transaction fees
|
N/A
|
Free*
|
Multi Payment
|
Transaction fees
|
N/A
|
Free*
|
Balance Enquiry – Transaction History Enquiry
|
Transaction fees
|
Free
|
Free
|
*Funds transfer only. BPAY is not available. Order Statements not available. Withdrawals and deposits must be larger than the relevant minimum withdrawal or deposit limit.
Lending Products
|
Account
|
Line of Credit (including Come-n-Go)
|
Line of Credit Packages (including Come-n-Go Packages)
|
Help I #
|
Help II #
|
Funds transfer and BPAY
|
10 free per month then $0.30
|
Free
|
Free
|
10 free per month then $0.30
|
Single Pay Anyone
|
$0.65 each
|
Free
|
Free
|
$0.65 each
|
Multi Payment
|
$1.30 for up to 10 payments (then $0.15 for each additional transaction)
|
Free
|
Free
|
$1.30 for up to 10 payments (then $0.15 for each additional transaction)
|
Balance enquiry / transaction History enquiry
|
Free
|
# Product no longer offered. Information for existing customers.
|
Trust Accounts |
Account
|
NSW Agents Trust, ACT Agents Trust, ACT Solicitor Trust, QLD PAMD Trust, QLD Special Trust &
VIC Agents Trust
WA REBA Trust, WA Settlement Trust, WA Tenancy Bond, WA Solicitor Trust,
TAS Agents Trust
|
QLD Solicitor Trust & NSW Solicitor Trust
|
VIC Solicitor Trust
NT Agents Trust
TAS Solicitor Trust
|
Funds transfer and BPAY
|
10 free transactions then $0.20 each
|
N/A
|
N/A
|
Single Pay Anyone
|
$0.65 each
|
Multi Payment
|
$1.30 for up to 10 payments (then $0.15 for each additional transaction)
|
Balance enquiry / transaction History enquiry
|
Free
|
Free
|
Free
|
Business Transaction Accounts
|
|
Business Cheque
|
Business Management
|
Everyday Business
|
Funds transfer and BPAY
|
10 free transactions
|
Free**
|
$0.20 each
|
Single Pay Anyone
|
$0.65 each
|
Free**
|
Multi Payment
|
$1.30 for up to 10 payments (then $0.15 for each additional transaction)
|
Balance enquiry / transaction history enquiry
|
Free
|
** Subject to the bank's Fair Use Policy. Under the Fair Use Policy, greater than 300 transactions per month will be considered excessive or unreasonable use of the account, and the bank may convert the account to a fee charging account.
Business Investment Accounts
|
|
Business Investment Account
|
Business WebSavings Account™
|
Funds transfer and BPAY
|
10 free then $0.35 each
|
Free
|
Single Pay Anyone
|
$0.65
|
Free
|
Multi Payment
|
$1.30 for up to 10 payments (then $0.15 for each additional transaction)
|
Balance Enquiry / Transaction History Enquiry
|
Free
|
BOQ Security Token
|
| Initial Token issued for up to 2 signatories on an account |
Free
|
Replacement defective/faulty tokens
|
Free
|
Replacement stolen token (police report required)
|
Free
|
Token for Delegated Users
|
$50.00 each
|
| Additional Token (if account has more than 2 users ) |
$50.00 each
|
| Replacement tokens |
$50.00 each
|
Note: The above fees do not apply to transfer orders (periodical payments) or Bank of Queensland fees.
Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement, terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.