Gold MasterCard
The premium card with higher spending limits and comprehensive travel insurance, Bank of Queensland Gold MasterCard puts more benefits within your reach.
Features and benefits
- Q Rewards™ program points allow you to fly any airline any time^
- 2 Points for every dollar spent with Q Rewards™
- International travel insurance* - for everything from medical emergencies to lost luggage or missed flights
- Domestic flight inconvenience insurance* - cover for delays, cancellations and loss or damage to personal items
- Purchase protection* - on most new items you're covered against loss, theft or damage for three months
- Price guarantee* - find a lower price in a printed brochure within 21 days and the difference will be refunded
- Extended warranty* - up to one year (to a maximum of $7,500 per year)
- $5,000 daily cash advance limit through ATMs
A rewards program that really flies
Q Rewards™ not only gives you 2 Points for every dollar spent on your Gold MasterCard: you can use your Points to fly on any airline, any time when you book through Flightpoints^ - avoiding the frequent disappointment of many other programs.
We've got you covered*
When you go overseas, you'll have the complimentary Travel Insurance cover you need and expect, as long as you've paid for your travel tickets with your Gold MasterCard. Pay for your interstate travel with your Gold MasterCard and you're covered for up to 14 days from your date of departure - including flight and baggage delays, loss or damage to personal items and cancellations.
MasterCard Moments
When you’re after a special treat, MasterCard Moments is the place to go.
Offering an array of experiences to enrich your life, MasterCard Moments is a premium benefits program reserved for Gold MasterCard® cardholders. Whatever you're looking for, whether it be a new experience, to go somewhere special or some great entertainment, you'll find it here.
Visit www.mastercardmoments.com.au today and register.
Interest rates and fees
Interest rates and selected fees are located on the Today's Rates page.
Apply for a Gold MasterCard card conveniently by applying online via BOQApply.
Alternatively apply by downloading and printing the application form (PDF 447kb), visiting a branch or calling us on 1300 55 72 72. Find out what information we need from you to open an account.
Important information
The following terms and conditions are applicable to Gold MasterCard.
Please view the following Terms and Conditions on our Terms and Conditions page.
- Personal Banking Guide to Fees and Charges
- Personal Lending Supplementary Terms and Conditions
- Credit Cards Conditions of Use
Information current as at November 17, 2008.
*This insurance is underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640 AFSL 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
^Flightpoints allows you to use your Points towards flights on most major airlines travelling within and from Australia. All travel is subject to availability and confirmation. Bookings must be made through Flightpoints.
#Subject to approval of your application for a Bank of Queensland Credit Card (Credit Cards). Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098 (Citigroup) is the credit provider and issuer of Credit Cards. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. Normal credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.
Bank of Queensland Limited ABN 32 009 656 740 (Bank) distributes Credit Cards under an agreement with Citigroup. The Bank does not and will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards. The words "we", "us" or "our" will generally read as reference to Citigroup, but if the context requires these words to refer to the Bank, they will refer to the Bank undertaking relevant actions or making relevant decisions for or on behalf of Citigroup.