Special package cards
We have two special offer credit cards available.
Choose between an Interest-Free Days Visa Card or Gold MasterCard as part of your package and your annual credit card fee is waived as part of this package.
Your card offers up to 44 interest free days on purchases and free membership to the Q Rewards® program, rewarding you every time you make a purchase on your card.
Interest rates and fees
Interest rates and selected fees are located on the Today's Rates page.
Important information
Please view the terms and conditions listed below on the Terms and Conditions page:
- Personal Banking Guide to Fees and Charges
- Personal Lending Supplementary Terms and Conditions
- Credit Card Conditions of Use


Information current as at November 17, 2008.
*Interest-Free Days Visa Card or Gold MasterCard only (Low Rate Visa Card and No Interest-Free Days Visa Card are not available with the Home Loan Privileges Package).
Excluding Bank of Queensland Credit Cards (Credit Cards), all products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. Credit Cards issued by Citigroup Pty Ltd ABN 88 004 325 080 AFSL 238098. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. Normal credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.