Compare account features
Use this guide to help choose the right account for you.
Account | Reverse Charges Account® | Ultimate | Mortgage Offset Account | Pension Plus |
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Who can open an account | Personal customers only | Personal customers only | Personal customers only | Personal customers with a Pensioner Concession Card |
Interest | Calculated daily | 
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Paid monthly |  |
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Paid quarterly |
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Bonus interest paid | |
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Minimum opening deposit | $1 | $1 | $1 | $500 |
Deposits |
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Withdrawals |
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Account Access | In-branch |
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Cheque book |
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Bank of Queensland ATM |
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Non-Bank of Queensland ATM |
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EFTPOS |
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| Visa Debit | | | | |
| Internet Banking |
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EasyPhone Banking |
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Periodical payments |
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Bank@Post |
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Extra Features | 100% mortgage offset |
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existing arrangements only |
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Personal Overdraft |
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Fee Exemptions | Under 18 |
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Students |
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Home loan customers |
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Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. This information is for general information purposes only. Fees and charges are payable. Full terms and conditions are available at any Bank of Queensland branch. These may be varied, or new terms and conditions introduced in the future. The content on these pages is for information only and is not an offer by the Bank to provide the products and services. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch or from this website.