Landlord insurance
Landlord insurance has been specially tailored to protect your residential investment property and contents. Landlords insurance also offers cover for malicious damange and loss of rent option.
Select from the appropriate landlord insurance options below:
Features and benefits
Benefit | Vero Secure Landlord |
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Flood cover for all customers | 
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No penalty if you under insure your building or your contents in the event of a partial claim |
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Covered for malicious damage caused by tenants |
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Covered for theft or attempted theft by tenants |
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Automatic cover for landlords furnishings up to 5% of the building sum insured |
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Legal liability cover of $20 million |
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Option to cover rent lost if home damaged by an insured event |
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Option to cover for loss of rent due to a tenant defaulting on rent payments |
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No depreciation and no age limit on electrical motor burnout claims |
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Cover reasonable costs for rebuilding and related expenses such as demolition, removing debris, architect fees on top of your sum insured |
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Accidental breakage of glass |
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Landlord insurance options
Option 1: Home insurance - covers your house, any fixtures or home improvements including garages and fixed pools against the following insured events: damage from storm, rain or flood, fire or explosion, theft, attempted theft or malicious damage, escape of liquid, collision or a falling tree or branch, lightning, earthquake, or damage from riot or civil commotion.
Option 2: Contents insurance - provides cover for your furniture, furnishings, household goods and appliances against the insured events above.
Key benefits include:
- cover for malicious damage caused by tenants (additional excess applies)
- loss of rent cover (optional cover when you choose home insurance or contents insurance)
To obtain a quote, we ask you:
1. To select the amount of cover you require.
2. Based on your choice of cover, we will ask for some further details.
3. Your premium is calculated based on the summary of your details and the features of the cover you have selected.
You may be able to obtain a quote online for your property insurance. You can also purchase your insurance online.
We can insure your house online if your property is:
- used for domestic purposes only
- in good repair
- connected to mains water supply
- not on more than 5 acres of land
- not under construction
But not if your home is a holiday home, or your property is over 100 years, in which case you should call us on 1800 675 511, as we may still be able to help.
Important information
Information current as at November 17, 2008.
Insurance is issued by Vero Insurance Limited ABN 48 005 297 807 (Vero). Vero is responsible for meeting all terms and conditions of the insurance. Neither Bank of Queensland nor its related companies guarantee the benefits payable under the insurance. All benefits are payable solely by Vero. Bank of Queensland will receive a commission for insurance arranged, details of which are set out in the relevant Financial Services Guide (PDF 450 kb). Customers may take out these types of insurance with any insurer of their choice. All cover is subject to acceptance by Vero.
This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch or from this website.