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Compare personal loan features

Use this handy table to compare the features of our personal loan products.

For Line of Credit or other home loan products view our home loan comparison table.

Account features	Personal Loan		Personal Overdraft		Car Loan Secured
Account features	Unsecured	Mortgage secured	Unsecured	Mortgage secured	Car Loan Secured
Variable interest rate option
Fixed interest rate option
Security	Nil or personal guarantee	Residential property	Nil or personal guarantee	Residential property	Goods mortgage only
Minimum loan term	1 year	1 year	None	None	1 year
Maximum loan term	7 years	7 years	None	None	7 years
Minimum loan amount	$3,000	$3,000	None	None	$5,000
Application fee	$150	$150	$150	$495	$150
Ongoing fees	$7.50 per month	$7.50 per month	Linked to Reverse Charges Account™ fees	Linked to Reverse Charges Account™ fees	$7.50 per month
Extra repayments	^*	^*	^*	^*	^*
Early payout	$100 if paid within 1 year	$100 if paid within 1 year		^*	$100 if paid within 1 year^*
Loan available in Package	View the features and benefits available as part of the Home Loan Privileges Package
Internet Banking access^#
EasyPhone Banking access^#
	Apply now	Apply now	Apply now	Apply now	Apply now

^*Government fees and charges and Bank release fees may apply to release of security.

Internet Banking and EasyPhone Banking access excludes withdrawal transfers and BPAY payments.

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Products issued by Bank of Queensland Limited ABN 32 009 656 740 AFSL 244616. Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any Bank of Queensland branch. Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan.

This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the terms and conditions, Financial Services Guide and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch.