Balance | Interest rate (% p.a.) |
|---|
$1 to $4,999 | 0.01 |
| $5,000 to $9,999 | 2.00 |
$10,000 to $19,999 | 3.20 |
$20,000 to $49,999 | 5.65 |
| $50,000 to $99,999 | 6.00 |
$100,000 to $249,999 | 6.65 |
$250,000 and over | 6.95 |
Interest is calculated daily and paid monthly.
Balance | Interest rate (% p.a.) |
|---|
$1 to $1,999 | 0.01 |
$2,000 and over | 7.15 |
Interest is variable and subject to change without notice. Calculated daily and paid monthly.
Amount $ | Base rate | Base rate + bonus rate of 4.40% p.a. |
|---|
| 1 - 4,999 | 0.35% p.a. | 4.75% p.a. |
| 5,000 - 49,999 | 0.75% p.a. | 5.15% p.a. |
| 50,000 and over | 1.00% p.a. | 5.40% p.a. |
Interest is calculated daily and paid monthly. Bonus rate will be paid in addition to base rate if no more than one withdrawal has been made during the month.
Term in months | $1,000
to
$4,999 | $5,000
to
$19,999 | $20,000
to
$49,999 | $50,000
to
$99,999 | $100,000
to
$249,999 | $250,000
&
Over |
|---|
Less than 1 | 1.00 | 1.15 | 1.40 | 1.65 | 1.90 | Negotiable rates are available for amounts over $250,000 Contact your local branch or call our Customer Contact Centre on
1300 55 72 72 |
1 less than 2 | 1.10 | 3.15 | 4.25 | 4.65 | 4.85 |
2 less than 3 | 1.45 | 7.75* | 7.75* | 7.75* | 7.75* |
3 less than 4 | 2.20 | 4.85 | 4.85 | 4.95 | 4.95 |
4 less than 5 | 3.60 | 5.20 | 5.20 | 5.30 | 5.35 |
5 less than 6 | 4.40 | 5.20 | 5.20 | 5.30 | 5.35 |
6 less than 7 | 4.45 | 5.20 | 5.20 | 5.30 | 5.35 |
7 less than 8 | 4.45 | 5.20 | 5.20 | 5.30 | 5.35 |
8 less than 9 | 4.50 | 7.70* | 7.70* | 7.70* | 7.70* |
| 9 less than 10 | 4.50 | 7.70* | 7.70* | 7.70* | 7.70* |
| 10 less than 11 | 4.60 | 7.70* | 7.70* | 7.70* | 7.70* |
| 11 less than 12 | 4.60 | 7.70* | 7.70* | 7.70* | 7.70* |
12 less than 24 | 4.65 | 5.50 | 5.50 | 5.55 | 5.60 |
24 less than 36 | 4.65 | 5.50 | 5.50 | 5.55 | 5.60 |
36 less than 48 | 4.65 | 5.50 | 5.50 | 5.55 | 5.60 |
48 less than 60 | 4.65 | 5.50 | 5.50 | 5.55 | 5.60 |
All rates are quoted per annum. Minimum investment amount and account balance is $1,000. Interest is calculated daily and paid at the end of the investment term or, in the case of investments longer than 12 months, paid annually.
- *indicates special rates
- If you choose to receive your interest payments on a monthly basis, the applicable interest rates will be 0.25%pa less than the end of term interest rate quoted above, excluding rates for 1 month or less which are as quoted in the table above.
- If you invest between $25,000 and $250,000 and you are a Home Loan Privileges Package customer, you can receive bonus interest of 0.25%pa in addition to the rates quoted above. The bonus interest is not available in conjunction with any other bonus interest rate offer or on Special rates. Please apply at your local branch.
- Eligible Bank of Queensland shareholders receive 0.10%pa bonus interest in addition to the rates quoted above for amounts between $25,000 and $250,000. The bonus interest is not available in conjunction with any other bonus interest rate offer or on Special rates.
- If you withdraw your funds before the end of your investment term, an interest adjustment will apply and you will sacrifice some of the interest that you would have received.
Easy Investment - (Information for existing account holders only)
| Term in months | $1
to
$999# | $1,000
to
$4,999 | $5,000
to
$19,999 | $20,000
to
$49,999 | $50,000
to
$249,999 | $250,000
&
Over |
|---|
Less than 1 | 0.50 | 0.75 | 0.85 | 1.00 | 1.25 | 1.50 |
1 less than 2 | 0.80 | 1.00 | 1.90 | 2.00 | 2.50 | 2.55 |
2 less than 3 | 1.00 | 1.20 | 2.60 | 2.70 | 2.90 | 2.95 |
3 less than 4 | 1.10 | 1.30 | 3.10 | 3.20 | 3.50 | 3.55 |
4 less than 5 | 1.25 | 1.35 | 3.10 | 3.20 | 3.50 | 3.55 |
5 less than 6 | 1.15 | 1.35 | 3.45 | 3.55 | 3.65 | 3.70 |
6 less than 7 | 1.20 | 1.45 | 3.60 | 3.70 | 3.80 | 3.85 |
7 less than 8 | 1.35 | 1.55 | 4.10 | 4.20 | 4.30 | 4.35 |
| 8 less than 12 | 1.45 | 1.65 | 4.50 | 4.50 | 4.50 | 4.50 |
12 less than 24 | 1.45 | 1.65 | 4.50 | 4.50 | 4.50 | 4.50 |
24 less than 36 | 1.55 | 1.75 | 4.60 | 4.70 | 4.70 | 4.90 |
36 less than 48 | 1.60 | 1.80 | 4.60 | 4.70 | 4.70 | 4.90 |
48 less than 60 | 1.65 | 1.85 | 4.60 | 4.70 | 4.70 | 4.90 |
#Interest rates apply to additional deposits made to Easy Investment Account during the investment terms
- All rates quoted are per annum. Minimum investment amount and account balance is $1,000. Interest is calculated daily and paid at the end of the investment term or, in the case of investments longer than 12 months, paid annually.
- Special rates are indicated above in bold.
- If you choose to receive your interest payments on a monthly basis, the applicable interest rates will be 0.25% less than the end of term interest rate quoted above, excluding rates for 1 month or less which are as quoted in the table above.
- Additional deposits of at least $100 can be made to Easy Investment accounts. The interest rate that will apply to any additional deposit will be the rate stated above for the amount of the additional deposit, and for the remaining term of the account.
- Withdrawals of at least $1,000 can be made from your Easy Investment account. If you withdraw your funds before the end of your investment term, an interest adjustment will apply and you will sacrifice some of the interest that you would have received.
Amount | Term | Interest rates payable
(% p.a.) |
|---|
Quarterly | Annual |
|---|
$5,000
to
$250,000 | 1 year | 7.30 | 7.50 |
18 months | 7.30 | 7.50 |
2 years | 7.20 | 7.40 |
3 years | 7.20 | 7.40 |
4 years | 7.20 | 7.40 |
5 years | 7.20 | 7.40 |
Interest is calculated daily and paid quarterly or annually. Interest rates for investments starting from 30 days to 180 days are available from the Bond Registry. For details of investment amounts over $250,000 please contact the Bond Registry. All interst rates are subject to change without notice.
View all of today's rates
Information current as at September 8, 2008.
Products issued by Bank of Queensland Limited ABN 32 009 656 740. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. You can obtain a copy of those documents from any Bank of Queensland branch or from this website.