Personal loan interest rates - new loans only

 

 

 

Lending reference rate

Lending reference rate
(%p.a.)

Margin
(%p.a.)

Annual percentage rate
(%p.a.)

Comparison rate
(%p.a.)

Personal loans and car loans

Fixed

Mortgage secured

Secured personal loan fixed rate

11.44

0.00

11.44

13.541

Motor vehicle secured

Goods secured personal loan fixed rate

11.64

0.00

11.64

12.192

Unsecured

Unsecured personal loan fixed rate

14.64

0.00

14.64

16.743

Variable

Mortgage secured

Secured personal loan rate

10.10

0.00

10.10

12.211

Motor vehicle secured

Goods secured
personal loan variable rate

12.28

0.00

12.28

12.832

Unsecured

Unsecured personal loan rate

14.68

0.00

14.68

16.783

Personal overdraft

Variable

Mortgage secured

Secured personal overdraft rate

8.76

0.00*

8.76

  n/a

Variable

Unsecured

Unsecured personal overdraft rate

12.82

0.00*

12.82

  n/a

 

*customer margin may apply (subject to approval)

This information is for general information purposes only. These rates are subject to change at any time. Details of our current rates may be obtained at any branch or contact us at our Customer Service Centre.


1 Comparison Rate calculated on a loan amount of $10,000 over a term of 3 years. These rates are for secured loans only.

2 Comparison Rate calculated on a loan amount of $30,000 over a term of 5 years. These rates are for secured loans only.

3 Comparison Rate calculated on a loan amount of $10,000 over a term of 3 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

 

A Comparison Rate schedule is available at any Bank of Queensland Branch.

Comparison Rates calculated for a wider range of loan amounts and terms are available on the Bank of Queensland Personal Finance Comparison Rate Schedule. (PDF 14kb)

 

 View all of today's rates

 

Fees and charges are payable. Normal credit assessment criteria apply. Full terms and conditions are available at any branch of Bank of Queensland. Interest rates quoted are indicative only, and are subject to change without notice. Fixed interest rates may vary between application and drawdown of the loan.


CONTACT US


Quick Links

GOGOGO

RELATED INFORMATION


TD_6.55

Changemybank